My E-Mail to Bill Bengen

William Bengen is a financial planner based in El Cajon, California. He is well known for his work as one of the early researchers using the Old School safe-withdrawal-rate (SWR) methodology for retirement-planning research. Set forth below is the text of an e-mail that I sent to Bill on November 24, 2008:
Mr. Bengen:
My name is Rob [...]